*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    .skip-link { position: absolute; top: -100%; left: 1rem; background: var(--accent); color: var(--primary-dark); padding: 0.5rem 1rem; font-weight: 700; z-index: 9999; border-radius: 4px; transition: top 0.2s ease; }
    .skip-link:focus { top: 1rem; }
    :root {
      --primary:        #0d1b2a;
      --primary-light:  #1a2e4a;
      --primary-dark:   #080f18;
      --primary-rgb:    13, 27, 42;
      --accent:         #c9a227;
      --accent-light:   #d4b030;
      --accent-rgb:     201, 162, 39;
      --accent-gradient: linear-gradient(135deg, var(--accent), var(--accent-light));
      --header-navy:    #0a1729;
      --header-navy-rgb: 10, 23, 41;
      --depth-dark:     #070e1a;
      --depth-darker:   #050c15;
      --white:          #ffffff;
      --off-white:      #edf0f2;
      --text:           #1a2533;
      --text-muted:     #5a6a7a;
      --gray-light:     #d5dce3;
      --shadow-md:      0 4px 12px rgba(13,27,42,0.18);
      --radius-lg:      10px;
      --radius-md:      6px;
    }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Mulish', sans-serif;
      background: var(--white);
      color: var(--text);
      line-height: 1.7;
    }
    h1, h2, h3 { font-family: 'Exo 2', sans-serif; font-weight: 700; }
    a { color: var(--accent); text-decoration: underline; }
    a:hover { color: var(--accent-light); }
    img { display: block; max-width: 100%; }

    .site-header {
      background: rgba(var(--header-navy-rgb), 0.97);
      border-bottom: 1px solid rgba(var(--accent-rgb),0.15);
      padding: 0 1.5rem;
      position: sticky; top: 0; z-index: 100;
    }
    .header-inner {
      display: flex; align-items: center; justify-content: space-between;
      height: 68px; max-width: 1140px; margin: 0 auto;
    }
    .site-logo img { height: 60px; width: auto; }
    .header-home-link {
      color: rgba(255,255,255,0.8);
      font-family: 'Mulish', sans-serif;
      font-size: 0.9rem;
      font-weight: 600;
      text-decoration: none;
      transition: color 0.2s;
    }
    .header-home-link:hover { color: var(--accent-light); }

    .page-hero {
      background: linear-gradient(135deg, var(--primary-light), var(--primary));
      padding: 3rem 1.5rem;
      text-align: center;
    }
    .page-hero h1 {
      font-size: clamp(1.6rem, 3vw, 2.2rem);
      color: var(--white);
      margin-bottom: 0.5rem;
    }
    .page-hero p {
      color: rgba(255,255,255,0.65);
      font-size: 0.9rem;
    }

    .content-wrap {
      max-width: 820px;
      margin: 0 auto;
      padding: 3rem 1.5rem;
    }
    .policy-section {
      margin-bottom: 2.5rem;
    }
    .policy-section h2 {
      font-size: 1.2rem;
      color: var(--primary);
      margin-bottom: 0.75rem;
      padding-bottom: 0.4rem;
      border-bottom: 2px solid rgba(var(--accent-rgb),0.2);
    }
    .policy-section p { font-size: 0.93rem; color: var(--text-muted); margin-bottom: 0.75rem; }
    .policy-section ul { padding-left: 1.25rem; margin-bottom: 0.75rem; }
    .policy-section li { font-size: 0.93rem; color: var(--text-muted); margin-bottom: 0.35rem; }

    .site-footer {
      background: linear-gradient(to bottom, var(--depth-dark), var(--depth-darker));
      border-top: 1px solid rgba(var(--accent-rgb),0.1);
      padding: 1rem 1.5rem;
      text-align: center;
    }
    .footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.35); }

/* ── CONVERTED FROM INLINE STYLES ─────────────────────────── */
    .footer-home-link { color: rgba(255,255,255,0.4); }